Auto Insurance
Most states mandate that you have auto liability insurance to drive legally. Auto insurance protects you from paying for others’ medical bills and property damage if you are at fault in an accident. it can help cover the cost of repairs or replacement for your own vehicle if it’s damaged in a collision, theft, or other incident.
Key Types of Auto Insurance Coverage:
Liability Coverage
Covers costs for injuries or property damage you cause to someone else in an accident.
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Collision Coverage
Pays for damage to your own car from a collision with another vehicle or object.
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Comprehensive Coverage
Covers damage to your car from non-collision events, such as theft, vandalism, or natural disasters.
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Uninsured/ Underinsured Motorist Coverage
Protects you if you're hit by a driver who has no insurance or not enough insurance to cover your losses.
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Medical Payments/Personal Injury Protection (PIP)
Covers medical expenses for you and your passengers, and can also include lost wages.
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